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Tennessee Rural Development Loan

USDA LOANS Tennessee

There is great news for Tennessee home buyers and that is there is a great home loan option available in many areas. A quick search for USDA Loans TN will return a lot of information about the USDA Loan product. This particular loan product was designed for rural communities however it is often used in outlying metro areas. It is very common for lenders like Primary Residential to lend the money and the government will guarantee the loan.

Buyers in TN should consider the USDA Rural Loan because of the many benefits. The loan product is very beneficial to home buyers. Residents can obtain a TN Rural Home Loan with 100% no money down. Since a large part of the state qualifies it makes this loan type a very good option.

Home buyers should choose a lender that is experienced with USDA Home Loans. It’s really important that they understand the loan product as well as the areas where they are lending. PRMI is just that lender. We take pride in what we do and we are second to none when it comes to USDA Loans.

As with all home loans a person’s income and credit are considered however with USDA Loans the property location comes into play and the number of people in a buyer’s home.

Tennessee USDA Loan Benefits

Tennessee USDA Home Loans with 100% Financing

While the primary benefit of the Rural Home Loan is that it does not require any money down however there are many other features that make it attractive. The TN USDA Loan has very flexible standards. PRMI allows borrowers to have credit scores as low as 620. While there are minimum trade line requirements borrowers are allowed to substitute these with alternative trade line which are things such as cell phone and utility bills. Borrowers only need be 2 years removed from bankruptcy. Other benefits are things such as the amount the seller can pay towards a borrowers closing costs. USDA Loans allow the seller to pay up to 6% of the sales price towards these costs which in most cases is more than enough to cover all costs. Additionally the amount of mortgage insurance is much cheaper than other loan types.

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100% financing Tennessee home loans

Primary Residential Mortgage, Inc.
10121 N Rodney Parham, Suites C & D
Little Rock, AR 72227
615-219-8387
NMLS # 3094
Branch NMLS # 252910
Licensed by Tennessee Department of Financial Institutions 109282
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Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.