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Georgia Rural Development Loan

USDA Loans Georgia

When buying a home in Georgia buyers should consider using the USDA Loan. Georgia USDA Loans are very beneficial to would be home owners. It’s a loan designed to meet the needs of individuals living in small communities and outlying metropolitan areas. USDA Home Loans are typically offered by private lenders and are insured by the government. Residents can obtain a Georgia Rural Home Loan with 100% no money down. It’s one of the best loan options available to residents of the state. A large part of the state qualifies for this loan type. Its important that buyers work with a seasoned USDA Home Loan lender such as PRMI. We have a vast amount of experience with USDA Loans. We team of loan officers, processors, and underwriters know this loan product very well. A few of the things that are used to determine if you can obtain a Georgia USDA Home Loan are your zip code and county that the home is in, credit and income, and number of people in your home.

Georgia USDA Loan Benefits

Georgia USDA Home Loans with 100% Financing

Its very well known that the USDA Loan is a 100% no money down loan but there are many other benefits to the loan type. The Georgia Rural Home Loan has aggressive credit requirements allowing buyers to obtain a loan with a credit score as low as 620. Buyers need to be removed from bankruptcy for 2 years and foreclosure for 3 years. While a minimal amount of trade lines are required the Rural Home Loan allows borrowers to use alternative trade lines in place of regular trade lines when they are not available. Not only does someone have the benefit of no money down when obtaining one of the GA USDA Loans they can also benefit from the seller being allowed to pay up to 6% of the sales price towards the borrowers closings costs. In most cases (not always) this is more than enough to cover everything thus allowing the borrower to get into a home with no money out of pocket. USDA Home Loans are usually a cheaper loan compared to the other loan types because of the low monthly mortgage Insurance. This allows borrowers to either save money or afford more home.

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100% financing Georgia home loans

Primary Residential Mortgage, Inc.
10121 N Rodney Parham, Suites C & D
Little Rock, AR 72227
855-474-7169
501-225-5626
NMLS # 3094
Branch NMLS # 252910
Licensed by Arkansas Securities Department 11558
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Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.