Call TODAY to speak with a USDA Home Loan Specialist (855) 474-7169
See if you qualify for a

USDA HOME LOANS with 100% Financing*

*Closing costs and fees may still apply
What type of home loan are you looking for?
ZIP Code of the Property
What is the approximate loan amount?
What is your approximate credit score?
What is your name?
Last thing.
How can we contact you?
By clicking submit you are agreeing to our privacy policy and are opting in top receive text messages and or calls per our contact policy. Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls or text messages from our agents or representatives calling on our behalf, you expressly consent to be contacted for any purposes relating to your loan at any telephone number, or physical or electronic address you have provided. By submitting your information, you agree we may contact you in any way, including SMS messages, calls using prerecorded messages or artificial voice, and calls and messages delivered using an auto dialing system or an automatic texting system. You may contact Privacy@primeres.com or Compliance@primeres.com to opt out at any time. You may also contact us by phone 1-800-255-2792 ext. 1000025
USDA Home Loan
★ Your information is secure and never shared. Read the privacy policy.

USDA Home Loan Closing Costs

In a purchase market, it is not uncommon for a seller to pay part or all of a buyer's closing costs. This is partially dictated by the loan product. For example, Conventional loans with 5% down only allow the seller to pay up 3% of the sales price towards closing costs. If the costs exceed that, it will be the responsiblility of the borrower to pay the difference. The USDA Home Loan allows the seller to pay up to 6% of the borrower's closing costs and prepaids.  This is a great feature, especially since the borrower does not have to put any money down on this loan type. Additionally, this practice is often necessary for borrowers in rural communities because coming up with a down payment and closing costs can be challenging. Without this loan program, individuals in rural areas would be excluded from the home buying process.This is another reason why USDA Loans are so popular today.

<< Back to the list.

Check Official USDA Loan Requirements

Get matched with a USDA lender and check your eligibility for 100% Financing.

Start Your Quote →




USDA Home Mortgages

PRMI Contact Information and Policy Links

Primary Residential Mortgage, Inc.
10121 N Rodney Parham, Suites C & D
Little Rock, AR 72227
855-474-7169
501-225-5626
NMLS # 3094
Branch NMLS # 252910
Licensed by Arkansas Securities Department 11558
PRMI Privacy Policy
PRMI Terms of Use
PRMI Consumer Voice
PRMI Licenses

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

USDA Eligibility Map

A Loan Officer is waiting to talk to you.
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY