See if you Qualify for USDA Home Loans!qualify for USDA Home Loan
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100% financing home loans

Primary Residential Mortgage, Inc.
10121 N Rodney Parham, Suites C & D
Little Rock, AR 72227
855-474-7169
501-225-5626
NMLS # 3094
Branch NMLS # 252910
Licensed by Arkansas Securities Department 11558
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Equal Opprtunity Lender

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

USDA Loan Refinance

While mortgage rates remain at near-historic lows, many people continue to take advantage of the rates by refinancing their current loan. It makes sense to refinance, especially if you can lower your rate by more than ½ of a percent and you know you’re not planning on moving in the near future. USDA does have a rural home loan refinance program but it is only for people whose current mortgage is a USDA Loan. You cannot refinance another loan type into a USDA Loan.  Borrowers who are in a position to take advantage of this loan product can also roll their closing costs into the new loan as long as the property appraises for enough to cover them and to pay off the current mortgage. Low rates coupled with a low factor for mortgage insurance will make this loan product attractive to eligible borrowers.

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