See if you Qualify for USDA Home Loans!qualify for USDA Home Loan
Call TOLL FREE to speak
with a USDA Loan Specialist
855-474-7169
zero dollars down 100% financing competitive mortgage rates flexible mortgage credit

See if you Qualify!

Loan Information
Your Loan History
Personal Details
( ) -
★ Your information is secure and never shared. Read the privacy policy.

USDA Home Loan Advantages:

A USDA Loan specialist is waiting to talk to you.
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

100% financing home loans

Primary Residential Mortgage, Inc.
10121 N Rodney Parham, Suites C & D
Little Rock, AR 72227
855-474-7169
501-225-5626
NMLS # 3094
Branch NMLS # 252910
Licensed by Arkansas Securities Department 11558
PRMI Privacy Policy
PRMI Terms of Use
PRMI Consumer Voice
PRMI Licenses
Equal Opprtunity Lender

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Great Program for Rural Families

Property ownership is a right of every US citizen, but the right also extends to non-US citizens since many foreign Companies and individuals can own a property in the United States of America. Although it's every citizens' right to own a property, there are people and households who can't afford property ownership. There are eligibility requirements and terms to this program.

 

What is USDA Program?

 

USDA stands for United States Department of Agriculture. Rural Development implies that it's a program that is concentrated in the rural areas in America. The mortgage program was created to help people with lower incomes in the rural area to buy houses. Many factors are taken into consideration before one is eligible.

 

What does the program achieve?

 

The program assists the approved low and moderate income householdsin acquiring a mortgage. The Rural Development loan ensures that the beneficiaries get a modest abode in their rural areas devoid of poor living conditions. Qualified applicants may do one of the following activities with the loan: rehabilitate the existing home, build new houses, relocate, or improve a shelter in a recommended rural area. The program makes available a 90% loan for qualified rural buyers; this is to improve the lives of the low income earners residing in rural areas.

 

Who is eligible for the mortgage?

 

The following criterion is adhered to when one is applying for the program:

1. Be in the low or moderate income bracket.

2. Agree to occupy the shelter as his/her basic residence.

3. Should be a bona fide US citizen, US non-Citizen, and qualified aliens.

4. Legally obligated to bear the loan liability.

5. Doesn't have a suspension or barred from involving in federal programs.

6. Willing to honor credit obligations in a timely fashion.

7. Buy a property or shelter that meets all programs criteria.

 

What are the eligible areas?

 

The program doesn't favor all United States Rural areas; it is only applicable in rural areas where people have a modest or low income. In the U.S., every region is classified differently depending on its economic strength. 

 

How can it be accessed?

 

You can access the USDA Mortgage program through an approved lender. Applicants may also go through Guarantee Loan Coordinator from their area. Then you can access the application process and continue from there.

 

This is one of the best program US government designed to help everybody in the country get a decent shelter.

<< Back to the list.