See if you Qualify for USDA Home Loans!qualify for USDA Home Loan
Call TOLL FREE to speak
with a USDA Loan Specialist
855-474-7169
zero dollars down 100% financing competitive mortgage rates flexible mortgage credit

See if you Qualify!

Loan Information
Your Loan History
Personal Details
( ) -
★ Your information is secure and never shared. Read the privacy policy.

USDA Home Loan Advantages:

A USDA Loan specialist is waiting to talk to you.
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

100% financing home loans

Primary Residential Mortgage, Inc.
10121 N Rodney Parham, Suites C & D
Little Rock, AR 72227
855-474-7169
501-225-5626
NMLS # 3094
Branch NMLS # 252910
Licensed by Arkansas Securities Department 11558
PRMI Privacy Policy
PRMI Terms of Use
PRMI Consumer Voice
PRMI Licenses
Equal Opprtunity Lender

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Best Tips on How to Secure Your Utha Mortgage

Before getting yourself all fired up for house-hunting in Utah, you need to make sure that you’ve already preapproved your loan to know much you can get for a mortgage. Since your mortgage is still subject to approval, you need to know how you can boost your chances of getting your loan approved. But how can you do that?

  1. Organize all the Necessary Documents

As a homebuyer, you should prepare and organize all the documents that are needed for your mortgage application. You can save a lot of time if you can prepare those documents beforehand. Doing so can speed up your mortgage application process and can make your waiting time much shorter. Some of the documents that are needed would be a copy of your tax returns, bank statements, W-2s, investment accounts, and any other documentation of your assets.

  1. Have Your Mortgage Rate Locked In

Mortgage rates would depend on the housing market’s economic status. So if the market is a bit shaky, chances are your mortgage rate would be a little bit high. To prevent that from happening, it would be best to have your mortgage rate locked in to prevent it from getting any higher. However, if in case it does the opposite and the mortgage rate goes down, ask your lender if they can have it changed to the current one instead. You may want to request for your interest rate to be locked in 30 days after you had a talk with your lender to make sure that you get the lowest rate.

  1. Search for Other Lenders

Don’t limit yourself with the first lender that you talked to about getting a loan. Try to search for as many lenders as you can within Salt Lake City. You have to keep your options open. Create a list of all the lenders that you were able to find and then compare each of them to see which one offers the best deal.

  1. Be Mindful of Your Credit Score

Make sure that your credit score is in pristine condition before applying for a mortgage. Your lender will have your credit score checked as soon as you apply for a mortgage. So before that happens, ensure that all your debts have been paid. If not, make sure that all of them are in current status.

  1. Know Your Expenses

Keep in mind that you need a good score on your credit history to get your mortgage approved. So make sure that you don’t do any unnecessary purchases using your credit card. Keep your expenses at its lowest until your loan has been approved. Create a budget and stick to it. This will ensure that you wouldn’t go spending too much and risk your credit score from getting damaged.

<< Back to the list.