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Primary Residential Mortgage, Inc.
10121 N Rodney Parham, Suites C & D
Little Rock, AR 72227
855-474-7169
501-225-5626
NMLS # 3094
Branch NMLS # 252910
Licensed by Arkansas Securities Department 11558
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Equal Opprtunity Lender

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Pricing Your Home For Retirement

Emotions would often cloud anyone’s mind, especially when it comes to selling their house for retirement. Most people get so emotionally attached to their home that it’s really hard for them to let it go. After all, you’ve made plenty of memories and probably raised a family there. But when push comes to shove, you don’t really have any choice to downsize it into a smaller or cheaper property to make it much easier for you maintain the house.

The appraised value just last month were 1.99 percent less than what the homeowners expected. The homeowner’s expectations were also dampened in some states in the United States where it’s actually 3.64 percent lower than what they expected.

Your house’s market value is the most important thing when selling a house. You have to list a realistic and fair price so it would be easier to sell. Keep in mind that selling your house in states like Louisiana would be quite difficult if it has been on the market for more than a month. This would likely mean that you might even reduce the asking price just to sell the house. Buyers will see this as an act of desperation and will start to make low-ball offers.

But correctly pricing your home shouldn’t be the only thing that you should consider. You also have to check whether the benefits of doing the renovation will even the weight of the costs. Keep in mind that renovation can be costly, especially if your home’s state wouldn’t be worth it. If your house is in a good state, then you’ll only be spending a little less just to get the style updated.

A lot of buyers in New Orleans Louisiana make their decision just when they see a house’s front porch. For those people who are in their golden years and can’t afford to do any renovations, then improving their house’s curb appeal is a perfect way to get the potential buyer’s interest. You don’t have really have to hire a professional just to do this, all you need to do is to keep the lawn in good condition and making sure that any unwanted weeds are pulled out. You also have to make sure that the shrubs are trimmed just on the right height, all walls are freshly painted, light fixtures are fixed, and both home numbers and mailbox are updated.

Selling a home just to downsize your expenses is sometimes needed, especially when you no longer can be able to do it yourself. You have to worry about more things when you reach your retirement age. Maintaining a house that would be too big for you may come with a cost. So it’s a much better idea to just have it downsized rather than worrying about it.

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