Call TODAY to speak with a USDA Home Loan Specialist (855) 474-7169 Primary Residential Mortgage

See if you qualify for a 100% Financing USDA Home Loan

What type of home loan are you looking for?
ZIP Code of the Property
What is the approximate loan amount?
What is your approximate credit score?
What is your name?
Last thing.
How can we contact you?
USDA Home Loan
★ Your information is secure and never shared. Read the privacy policy.

Different Aspects That May Affect Your Homes Final Appraisal Values

Getting the appraised value of your property will require you to hire a professional. The resulting value of your house’s market price will be based on several key points. The professional appraiser looks at several things and often looks beyond the actual structure itself. Here are some of the factors that may determine how your house is appraised.

  • Real Estate Market- The real estate market can change depending on the economy’s status. There are times when real estate prices will rise because of its increasing demands. It would be advisable to know the market before thinking of selling your house. The sellers will have more chances to negotiate for a much higher price if there are fewer homes on the market.
  • Real Estate’s Site- Know the nearest establishments in your area and take note of each of them. Having your place located near establishments like schools, hospitals, and even malls can greatly affect your house’s final appraised value. Houses that are usually located in cities like Nashville have higher market value than the rest. You may also use them as key selling points if you’re deciding on selling your property.
  • Design- Knowing what design is popular nowadays can also affect your house’s market value. Certain factors like color schemes and latest trends are also put into consideration. Some would prefer classic while other prefers something a little bit more modern. You may also want to check the other houses within the neighborhood. Making your house stand out in a good way can increase your house’s appraisal as well.
  • Overall Construction Quality- Know what materials are used in your house. Check if there are any leaks or damages in its interior.  Make sure that the roof is sturdy enough to withstand any damages caused by the elements. Take note if anything has been added or renovated within your property. Making sure that your house is sturdy enough and was built to last for years can surely increase its market value.
  • Age and Condition- A well maintained house from the 1890s can be very attractive for buyers who are into vintage real estate. Its history and its condition can definitely be put into consideration as well. Meanwhile, some house buyers would prefer something new and modern. Ensuring that your house’s overall condition will certainly affect your house’s final price.
  • Rooms and Storage- Take note of how many rooms you have in the house. This includes bedrooms, bathrooms, living room, fitness room, and even recreation rooms. People nowadays, especially those that has a family, tend to prioritize larger houses with a lot of space and storage. Knowing how many rooms you have in the house and the storage space you have in total can be a great factor to get a high appraisal for your real estate property.
<< Back to the list.

Check Official USDA Loan Requirements

Get matched with a USDA lender and check your eligibility for 100% Financing.

Start Your Quote →




USDA Home Mortgages

Primary Residential Mortgage, Inc.
10121 N Rodney Parham, Suites C & D
Little Rock, AR 72227
855-474-7169
501-225-5626
NMLS # 3094
Branch NMLS # 252910
Licensed by Arkansas Securities Department 11558
PRMI Privacy Policy
PRMI Terms of Use
PRMI Consumer Voice
PRMI Licenses

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

USDA Eligibility Map

A Loan Officer is waiting to talk to you.
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY