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Primary Residential Mortgage, Inc.
10121 N Rodney Parham, Suites C & D
Little Rock, AR 72227
855-474-7169
501-225-5626
NMLS # 3094
Branch NMLS # 252910
Licensed by Arkansas Securities Department 11558
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Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Top 6 Tips When Buying a Waterfront Home

A real estate’s location is one of the main factors that homebuyer’s consider when getting a house. Some would prefer getting one near the suburbs like Nashville, while others prefer a quieter, serene spot where they can relax. Buying a home by the water can be even more complex than what it seems. That’s why there are several things that you need to consider before getting one for yourself. Here are some of the things that you can do before getting a waterfront house.

  1. Look for a real estate broker familiar with waterfront properties. Hiring someone who is familiar with waterfront properties within your area can help you get the best deal on a property that fits your taste. Getting someone who isn’t familiar with waterfront properties might only get you a cheap house with underlying problems. Some waterfront houses have oyster beds which can make it difficult for people to get in and out their boats.
  2. Consider the property’s topography. You have to check the property’s topography more than how it was constructed. There are times when you encounter problems just after buying the property. You have to check if the place is really private or you can actually get into the water. You can always renovate your house if there are things that doesn’t fit your taste, but you can’t really change the location itself.
  3. Consider getting a loan early. Most waterfront properties are a bit more expensive than other properties and you might be forced to get the jumbo mortgage category because of this. That’s why you have to start processing the mortgage before you start looking for a property. It will cut down the time of paper works and will let you purchase the house without much problems.
  4. Make sure that the house is sturdy. Since these types of houses are near the water, they most often are prone to the abuse from the elements if compared to an average home. So you need to take extra steps to make sure that the house can withstand the weather. This is very much advisable for homes in hurricane- prone areas and those that are near the sea.
  5. Ask your neighbors for any information about the community or the property. Ask your neighbors if there have been any issues with the property that you’re thinking about purchasing. You can also ask them about the community itself or if they know any problems near or even within the property.
  6. Check the property’s utilities. Some waterfront properties are located in remote so it would be best to check the property’s utilities before purchasing it. Some properties may have problems with its septic system, clean water and even electricity, so better have it checked first.
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