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Primary Residential Mortgage, Inc.
10121 N Rodney Parham, Suites C & D
Little Rock, AR 72227
855-474-7169
501-225-5626
NMLS # 3094
Branch NMLS # 252910
Licensed by Arkansas Securities Department 11558
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Equal Opprtunity Lender

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Things to Remember when Buying a Country Home

 Your own place in the rural part of Tennessee can be a great escape from the buzzing streets of the city. You’re far away from everything that distracts you and you’ll finally have the time to focus on yourself. But there are things that you have to consider when buying a rural real estate property.

  1. Check if the water is safe to drink.

Most rural properties get their water from private wells. This has a high chance of contamination of certain minerals. Radon or even arsenic, which is considered to be very dangerous. Make sure to do a water test before signing in any mortgage or even closing on the deal.

  1. Check if the house has a sufficient septic system. A leach field is built to collect sewage and water waste for houses located in the rural area. Its size depends on the size of the house as well, so if in case the house’s owner would build an extension, he also must extend the leach field to make sure that the septic system can handle the number of people living there. Checking if the leach field is the same as the size of the house is very important to avoid any unnecessary repairs in the future.
  2. Check the longest power outage in the area. Since rural areas are usually located far away from the cities like Knoxville, they usually are the last ones who would be served if any power line goes down. This may go one for a few days, or even weeks without any power. So a back- up power generator is a must if you’re thinking of moving to the countryside.
  3. Check the property’s accessibility, especially during the winter. Make sure that your property’s located on a road that is safe enough to drive on or is plowed regularly during the winter. If not, you need to allocate enough budget for snow tires.
  4. Check the neighborhood’s garbage disposal system. You need to know if there’s any town dump within the area or ask if you can create your own dump site within your property. Garbage disposal system is different in the rural areas. You may ask anyone from the local government if you can burn your trash in the yard to make it easier for you to dispose your garbage. However, any trash that is considered toxic must be disposed of in other ways.
  5. Ask yourself if you can really maintain the property on your own. Having many acres of land to maintain can be tough work. You’ll be the one who will mow the lawn, plow the snow in the winter, and even remove debris if there are any.

Knowing these things can help you decide whether the country is the right place for you. It may sound difficult at first, but everything will turn out just fine as soon as you get used to it.

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