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Arkansas USDA Loan

One of the more popular home loans for borrowers in Arkansas is the USDA Home Loan. There are several reasons for this. What's most appealing, the USDA Home Loan offers 100% no money down for borrowers. Flexibility in credit standards is another key selling point. This loan product allows a person to obtain a loan only 3 years after a foreclosure or short sale. Additionally, a person only has to be removed 3 years from bankruptcy and in some cases USDA will grant a credit waiver and allow 2 years out with compensating factors.  Another thing that makes it so attractive is the low mortgage insurance.  It's 1/3 less than the current factor used on FHA loans.  Interest rates for the rural home loan are comparable to those of other government back loans.  Since a large part of the state of Arkansas falls in what’s considered qualifying areas based on the USDA eligibility map, Arkansas borrowers are taking advantage of this product. The Arkansas USDA Loan is one of the best loan products for home buyers in the state.

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USDA Home Mortgages

Primary Residential Mortgage, Inc.
10121 N Rodney Parham, Suites C & D
Little Rock, AR 72227
855-474-7169
501-225-5626
NMLS # 3094
Branch NMLS # 252910
Licensed by Arkansas Securities Department 11558
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Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

USDA Eligibility Map

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